Tired landlords and conventional loans weren't available.   

Can't you get a conventional loan?

- Can't tell you how many tenant background checks show they are buying lemon cars with 25% "we finance anyone" car loans that are designed to fail. - All they've got to learn is to save some of their income to pay their bills on time and they could then afford to buy a home.Instead, they spend every penny they make on things they don't really need and then blame everyone else.Take a look at a Class C or D tenant's bank statement to see the frivolous things they spend their money on and you'll better understand our society's biggest problem.

Lets say someone has 190k left on a 2.95% loan for a 220k property.

Would love to get rid of all the spam on the forums but the site is geared towards new investors and service providers; so, I am not the target audience.

Starting with a smaller property or a few fix-and-flip projects can help you build equity, gain credibility with lenders, and better understand the process before scaling up.Securing funding for larger projects can be challenging without prior experience, but options like hard money loans might be worth exploring.

I am not sure what you are looking for here, but you can't get a loan without having homeowner's insurance.

Use all of the proceeds and take a smaller loan initially. 

It's been disappointing when the fed cuts caused increases in the 5yr rate (that our dscr loans are tied to).

I believe your loan could get called if you transfer ownership to an LLC without consent of the lender, especially a brand new LLC that does not have two years of tax returns.