I would only suggest hard money after you have performed several deals and are familiar with all costs and potential rehab surprises that can be encountered.

Assuming this is not a scam and they truly have nowhere to live, they won't have the money to pay you. 

My tenants filled out an application and have only 1 email address for the couple (yes, I know they are free but this is not the 1st time I have encountered this as an agent).  

Please advise if there are any potentials scams or anything else that I should lookout for.

Please advise if there are any potentials scams or anything else that I should lookout for.

Beyond that, PM me to get some local contacts that might be viable for your needs - as I've also encountered the same problem due to number of properties being higher than allowed by many banks and credit unions.J.T.

This may not work as well for you as variable rate real estate notes in the U.S.A. are not as attractive as those here (unless there is something other than an ARM which I have yet to encounter).

Exposing your soft underbelly .....Probably not good on open forums either since you will encounter people like me that don't give a dam.

On an individual scale, when encountering an asymmetry you make the choice to absorb or outsource that risk.

If you're making payments but do not own it, then you're probably actually a tenant that got scammed. :\ But from your OP it sounded like you were at least on title as one of two owners... you need to figure out of you have an ownership interest or are a tenant, it would appear.