Also I shopped very frugal, I would buy a lot of material wholesale or through auctions, and also I had the ability to buy from a former employer, a manufactured housing factory, that was also a huge savings for me.I had to do this deal this way.

I want an employer to come in with 9000 6 figure jobs.

Ignoring short-term bridge loans, most commercial loan sizing is limited by DSCR, but they are not called DSCR loans. 

I think the sweet spot for new STRs is finding mid-size national attractions that bring in a lot of tourists but haven't been priced out too much at the moment like some of the most famous national ones. 

If they look fine, do you see her employer's name there making deposits? 

But lender will underwrite you the borrower, i.e income, employment, DTI ...

Not only about raising capital, but typical size of deals, financing, structures and so much more.

I was planning on using it as a typical long term rental but it's size and location would give me other options if needed. 

Cornhole board games, Horse shoes, Volley Ball net or Basketball net, Non expensive poker table with cars and chips, board games, Playstation or Nintendo for the teens, even spend a little extra for a full size stand up arcade game.You would be surprised the extra stars and kind words a few family nights of fun can make memories and people wanting to come back!

If I were to purchase a SFR from a consumer I would INSIST that they employ an attorney.