I was studying the market and my rent will be just enough to cover the mortgage and HOA fee now I might to pay out of pocket for insurance but don't want to sell it yet because the area is growing and might have good appreciation in the years that follow.

I'm going to be taking some time to get to know people in my market as I kind of want to start local in Las Vegas.

Here are the markets I’m exploring:St.

Partner with people in your market.

One strategy is to pursue properties (in your preferred markets) that have been listed for sale for over 90 days (even longer is better).

Unless you are finding off-market opportunities direct to seller, I can't imagine the deals working on BRRRR.

Your realtor will be able to give you a much more detailed market specific answer but with house hacking and a VA loan it should be possible to get 0 out of pocket.

Unfortunately there competitiveness in the market and cut throat antics give the other offices (company) a bad name. 

Fairmont is a good little market!

But, the self-sufficiency test for FHA loans can be really difficult in SF, meaning that the market rent from units you will not occupy must be sufficient to pay for the mortgage payment.