Let the electrician cut his/her pockets for pulling the new wire and do the patches, then seal everything with an oil-based primer and repaint.

1) Significant Rate Decrease2) Minimal Rate Decrease3) Keep Rates Steady I do not think it changes anything - they already are pretty much guaranteed to cut rates.

We self managed the entire time, even remotely, because we found the cost of property management to be too high and it cut into small profits.

I figure that almost all of our flooring is made in China anyway, so I'm wondering if I can cut out the various middlemen and buy directly from the manufacturer. 

Also on the backside of the property, she put a junky chair and table with a smoke bucket and dog tie out.

My mortgage would go up $781 for the next 30years,  the ADU income would more than cover & I hope to pay extra principal to cut my loan time -it's just I was hoping to pay off ADU within 5.5yrs- so that I can collect 'all' ADU income at that point <I'm fixed income & I lose 'some' personal income in 5yrs so trying to plan ahead on how to recoup that>.

Here's why. 1) If you take 6K off the loan amount, it drops your payment $41.44 per month but, if you take the same 6K and buy down your rate by .375%, your payment drops $226.73 per month. 2) While experts are predicting the Feds will cut the Fed Fund Rate, that doesn’t have a direct correlation to mortgage rates.

The worst ones usually don't have any clear cut guidelines (a lot of the underwriters will make up their own rules if they do not like the deal), Suck at communicating (will reply days later), Push aggressive terms to get deals in and then switch them, and Not really motivated to get things done (they will adverse a loan without any hesitation). 

After you find the list, are investors directly contacting the owners to cut a deal and buy the home before the tax sale?

So a 400k property means I have to tie down 80k minimum.