SFR in Humble for $2000 annually, which is in addition to any other hazard insurance or liability coverage.

He has done a ton of work in San Antonio, with his latest news coverage being around his Risingbarn.com project of tiny homes for affordable housing.

The amount of coverage is not as important the quality of coverage. 

But like you said...one vacancy isn’t a catastrophe as the rest still pay for the expenses and debt coverage.

Also, making sure you home owner's insurance is setup to cover the rental onsite and having adequate coverage will take you a long way.

As far as what coverages, I would start with looking up what the State requirements are to license the home.the State will usually have pretty stringent guidelines as to which coverages you have to have and what limits of insurance you need to carry.This makes it pretty easy to compare insurance quotes as the insurance agents and carriers all need to quote  the same minimums.

Umbrella insurance will cover up to certain amount, like mentioned in the other article I find it hard (for myself) to see how I'd be sued for something in excess of the appropriate insurance coverage.

If it was in inspection report it should've been dealt with at the time.2) Mold claims (first assuming there's evidence of mold) are excluded from coverage in many areas/policies.

As paid contractors they would need their own insurance coverage.

I had no idea about these terms and vocabulary used in evaluating rental property.My main question is,   What is a decent, good, and great number to achieve on rental houses in general  for these categories;Pro Forma Cap RateCash on Cash ROIPurchase Cap RateIncome-Expense Ratio 2% ruleDebt Coverage RatioTypical Cap RateGross Rent MultiplierBoth houses of rentals of mine, or single family ranch house.