Hoping to have some money left to rebuild my portfolio after selling the house and paying off the debt and loan.  

They are also getting a seller's concession which will keep their acquisition costs down.The deal will cashflow from day 1 after debt service and ALL operating expenses. 

They used horrible 2 year bridge debt to finance it.

Right now, I'm coming to the end of a debt payoff journey.

They used horrible 2 year bridge debt to finance it.

Most DSCR are LTR loans and use LTR income to cover the debt but you are free to STR the property if you would like...I think that is what you mean??

Having the rental won’t prevent you from securing other loans if it’s profitable, as lenders consider rental income in your debt-to-income ratio.

Lien: This is a legal claim or hold on the property to secure payment of a debt.

On one hand it is scaling fast, raising less capital, feeding the machine, and placing more cards on the table hoping their aren't more busts than winners.I am talking about in generalities and not Ashcroft.

The issue is that if you are not licensed (if no NMLS number= no license) you cannot by law do an owner occupied loan therefore you do not know that the credit report means nothing when it comes to actual debt.