Maybe it’s a regional thing I don’t know .

I would recommend adding your location to your profile - that will make it easier for investors in your region to connect with you.

I'm dealing with a regional bank. 

They can be expensive, but they are a lot more flexible than community, regional, and national banks.A good mortgage broker should be able to fill your entire capital stack - senior, mezz, pref equity, and common equity.

From the variety of answers, it's clear that it is personally subjective (as it should be) based on personal income, current cash flow from your portfolio and the historical track record of the region (the Great Recession provides us an excellent model). 

It will affect Australia, New Zealand, Vancouver, Seattle, San Francisco, Toronto the most.

You will find certain regions of the country where the multiplexes are only built in the hood.

In Vancouver or Toronto you are looking at at least 800K to 1M cash to buy those triplexs off seller to bank, invest another 150K or so and eventually listed them for 1.8M to 2.2M The margin is still very well but obvisouly it ask for a whole lot more capital Just my two cents

She sells 20+ homes a year of 500k or more. however if I worked at that office I’d have to compete in that region with her.

haha I still think South Bend is up and coming with the South Shore expansion, Notre Dame involvement, employment increases across multiple business categories throughout the entire region, and government support of a revival in downtown.