My father always said your mind is where you train first- this coming from an Olympic Gold Medalist. :) Obviously I value mind training first.

With this is mind, I would research multiple markets and narrow down on one to two, or make the decision to invest in your market.

One thing you will want to keep in mind is privacy & noise.

Typically if you live in a primary residence for long enough (2 years I think) you don't have to pay capital gains up to a few hundred thousand dollars @Mindy Jensen talks about this a bunch as one of her primary investment avenues.

  $44,000 of this debt is federal and currently isn't subject to interest rates due to the government putting a hold on this.Without getting into the nitty gritty, I've got about $1000-$1500 per month of "extra money" (Mindy would hate me for saying that). 

With this in mind, I would ask your broker what the difference in the MI coverage requirement would be with 5% down as opposed to 10% as well as the difference in the principle and interest payment.

I got in touch with a VA lender and he completely blew my mind. I

I know for me what comes to mind is The One Thing  by Gary Keller. 

After listening to The Book On Rental Property Investing, a question regarding financing came to mind. I

Have your endgame in mind. I