@Greg Kurzner Thank you for speaking highly of me.

to be clear - lots of other issues, lots of other challenges, and BRRRR is difficult right now with interest rates so high. 

With a 4-unit building, that’s a very high customer concentration.

During this time, I found myself unemployed and having difficulty finding a new job due to not completing my degree or having formal training beyond high school or military.

That being said, booking.com had a high occurrence of fraud so we no longer use them.

The license doesn't cost more, the service and quality does.And a note on that cost, in my experience hiring contractors, only a small percentage of the cost savings was due to finding the right guy who is willing to work for less.

Use caution when borrowing against your stock portfolio, especially if it's a high volatility portfolio comprised of individual companies.

I would highly recommend looking into syndications!

Sure, mortgage insurance eats into your cash flow a little bit if you're putting less than 20% down but in the scheme of things it's really not that much.Also, you won't have 20% equity in your property in a year assuming you put 10% down unless you are forcing appreciation or you somehow get some high market appreciation.

I like the idea of live in flips, but it's something that I would wait until the kids are out of high school before I did it.