I am also not very fearful in general, and I am thankful I was born with the attributes I have. 

Hard, stand-out bullet points with the highlights right at the top of the description, IMO. 

Run owner reports.After testing a few apps, one of them should stand out for you.

He eventually had 4 open-heart surgeries, was depressed, etc.Now that it is 20 years later, comparing it to my well oiled Investment property, because of my prime location, the appreciation I received is far higher than his, my cash flow is also far higher as the rents skyrocketed in my areas, AND I spent WAY less in Medical costs that he did.While I don't want to attribute all the Medical Health issue towards these difficult to manage yet higher cash flowing properties, I can see what it did to him as he would call me asking advice on what he should do.If he were to add in the medical costs and health problems, over the 20 years, I'm so glad I did not go down the high cash flow route.I can enjoy my Investments because of the lack of Stress from all these years.

This is all attributable to higher loan rates resulting in higher cost not only to the consumers but also corporations.

On the Agent side i use mailbox power and am pretty satisfied as you can also send brownies coffee mugs and other treats which i have found really do stand out from the crowd when somone is getting a ton of direct mail.

Or would i have to exclude the sq footage of value attributable to the LTR?

If you buy a good house in the right community that has great amenities and location to Disney and invest to make it stand out (theming), hire great cleaners and stay involved with your guests, you can do well. 

Seems that everyone is mailing to them which, even with your tri-fold, it will be hard to make your offer stand out from everyone elses.Consider Owners  with Low Financial Stability Scores (FSS) or even Seniors with Long-Time Ownership.

@Mel HarsH - commercial financing underwrites much differently than residential, and there are attributes around the deal they are evaluating instead of the personal DTI.