To simplify things, most lenders just include the seasoning clause in ALL their mortgages.

So you haven't lied but simplified the process for them.

This equates to additional savings and simplified structure. 

I'll make another attempt of simplifying... :-)I think i am over analyzing.Thank you for your insight!

, then getting a little more active and being receptive to a little more risk PI for 12% (Yes I simplified the ladder), 20% for being active in an investments (going out to a meeting and meeting once a month with a Investor) 50% for working hard (mentoring/hand holding/accountability partner), and 100% (doing it myself) for having every part of the deal.

There was a last minute design change on the hanging rods that was done to simplify construction but ended up doubling the load on the connectors, which they weren't designed to handle.I'm a degreed Civil Engineer and we studied the Hyatt Regency collapse in college. 100% due to faulty design....in other words, human error, not material related.

So say you make 100K/yr and you have 30K/yr in debts you have a 30% DTI (over simplified but you get the idea).So let's use that same DTI and see what happens when you buy this rental.

Needless to say I need to simplify.

So that is the simplified version of what I know about short sales.

A cash flow analysis can be as simplified as your home budget excluding equities or economic benefits or complicated to include projections, like expected loss of rents, repairs and the use of cash with other benefits.