You can see if your garage can make a legal ADU perhaps by getting permits from the county/city.

You could do a search on the local city's permitting website to see pending permits or recently completed permits which could show you pending or recently completed work on the property.

They are application fees, plan review fees, maybe/maybe not impact fees (tens of thousands of dollars paid to the local government so you can develop a raw land), permitting fees, rezoning fees if rezoning is required. 3.)

If it's not a right granted by the industrial zoning classification, maybe it's allowable under issuance if a special permit.

The question will be whether the city make you add it or not based on the SOW when you pull a building permit.

I suppose I could request all permits from the city and eyeball it from the curb.  

If you previously complied with the new regulations and applied for a permit; the County will not seek further enforcement of the permit(s) until receiving further order and/or direction from the court."

Depending on the part of the lake there will be different permitting process.

Curious on how long the permit process takes.

If I was in financial distress and losing my home through foreclosure or tax delinquency, I would not want to deal with an enthusiastic newcomer trying to make money on my misfortune.