Hello,Looking for some input from the BP Community.My wife has $15k remaining of outstanding student loans.

Will a refinance even be able to pullout enough cash at conservative 65% LTV after paying any outstanding debt?

When debt service is discussed properly it only refers to the principal and interest or interest only payments on the outstanding debt.

You are correct, in all those words, I only made a fleeting reference to refinancing.

One has outstanding code violations classified as "Non-Hazardous" by L&I.

If you foreclose, you're a lender,, you're not entitled to any more than the debt and costs outstanding, the borrower can sue for the overage if any.

At any time during the last half of the tax year, more than 50% in value of the corporation's outstanding stock is directly or indirectly owned by five or fewer individuals.For purposes of this requirement, the following organizations are considered individuals.A qualified pension, profit-sharing, or stock bonus plan described in section 401(a).A trust described in section 501(c)(17) that provides for the payment of supplemental unemployment compensation under certain conditions.A private foundation described in section 509(a).A part of a trust permanently set aside or exclusively used for the purpose described in section 642(c).Exceptions.

I was wondering if anybody had some outstanding referrals they could give me?

Both are outstanding

I think 2014 will be an outstanding year to buy and rent out sense all the new laws will take effect, and I was told that 7 out of every 10 will not have an outstanding credit score to qualify for a loan so those need to rent somewhere, and everyone can think the government for their input.