Got insurance involved and use that money to remodel the entire inside, and add a new roof.

Hard money lenders are going to want you to have success and will often times help you see if your numbers are close or way off. 

Been hesitant to pull money out of risk free 5% yield + stock market for a rental property but at some point hope to do so when it feels like it makes sense.

My quick opinion is yes, there's money to be made as an investor, but it's not for the faint of heart (or stomach)!

But that honestly looks like it is all set up to try and be a banking solution (ie, get as many users keeping money in BaseLane's bank accounts so they can make that sweet sweet float on the interest.

And even here, you still need to be "active" to research who you are lending your $$ to, and due diligence on the deal itself prior to investing your money.

I put a lot of money into my property to make them nice. 

Purchased for $139,999 using a mix of cash and hard money, we revamped it with modern updates, including a new kitchen, flooring, and fresh paint.The property rented for three years, generating steady cash flow of $450/month.

Real estate investing is forgiving; the average person can still make money even with some big mistakes.

Save up money.