You will notice you can add back depreciation on the adjustments form above. 

@Raza Rizvi ohhhh, ok, then yes, on commercial properties you will have 20 year, adjustable rate loans.  

Rents have not adjusted to those huge increases, and so most properties would lose money in today's market conditions.  

Even if California will not relent on adjusting emission control standards, and the more than 1,000 supplemental workers at the Stellantis Toledo Jeep plant who are expected to rise to full-time permanent status are laid off, on balance, local incomes are rising.For the vast majority of individuals, a home is the largest single investment of a lifetime.

Im sure he's adjusting to this change in his life and is himself a bit annoyed.

This is not an ad (and please let me know if I’m violating any rules, and I’ll adjust accordingly!)

If your putting in new cabinets you can adjust the layout to accommodate your dishwasher

I think some of the newer construction is sitting well above current market value and could be in jeopardy if the market adjusts or the economy continues to fluctuate with inflation.Depending on where you live and what your comfort level is there are several other states that can offer a better cash flow for a similar price range.  

Days on market are around 68 days on average, and many listings are adjusting their asking price at least once while on the market.

The other thing we could do is an All in One from Merchants Bank of Indiana (I live near a branch), which is a first position HELOC that is connected to a checking account. 30 year term with adjustable rate.