The two governing tools you have are your lease and safety issues.

As Robert Kiyosaki mentions in some of his books, you are very limited in how you can increase it's value plus you have another layer of government on top of you.Mike

If you are renting Section 8, you don't have to worry as much about evictions because the rent is paid by the government. 

However, the question we have is, if she assumes the mortgage and her mom unexpectedly goes into care, can the government force us to sell if it occurs in the five-year window?

As the Treasury continues to issue new bonds to fund Congress’ tremendous appetite for government spending, we should continue to see volatility in the bond market, and by extension, mortgage rates.

Even if billed separately for each unit, some utilities are provided by the local government and if unpaid create liens on the property.

However, if you are worried about being sued, you should use the best level of protection that you can afford.Your state laws: The laws governing asset protection vary from state to state.

If you make an additional $12000 through rental income the government is going to tax that income. 

The government isn't just going to give the landlord money without knowing where the tenant will be placed.

"authorized by Prudential Regulation Authority" is not a regulating body. 3.