.- Now after 18 months of principle pay-down made by me, the goal is that they are no longer upside down and will actually get some additional cash at closing (beyond the $1K received upfront).

Even though our prices are cheaper the principles remain the same.

I'll take an infinite return on my money all day every day.Don't forget about gaining equity through appreciation and principle pay down.And keep in mind that's after the equity you already forced through rehab.Also don't forget about the tax benefits of rentals.Plenty of reasons to LOVE the BRRRR strategy if you can find deals where they work!

When we get data back from our servicer, I assume (haven't bought any notes yet), that it will show how much of each payment (or total payments annually) are principle vs interest.   

These are professionals with additional training and a stricter code of ethics.

How do I pay down my outstanding principle its a VA Loan not enough equity to refinance what are  other options .

Im looking to sponge as much knowledge as possible, with one of my strongest assets is my work ethic.

Your $132k loan at 3.75% would be $932 principle & interest on a 15 year note.  

Interstate travel is not cheap, so the trip should make business sense.As to proof of business purpose, the general principle when it comes to IRS audits is - the more the better.

It's the same principle as the BRRRR strategy except that the forced equity goes the their profit.3.