I’m willing to accept higher interest rates on a line of credit as the overall $$ amount is significantly lower than refinancing an entire property at the above mentioned 6-7%, not to mention restarting the amortization schedule all over again.

Quote from @Scoop Schneider: 86k principle 7.5IR 360 months 800 credit score 1st position Put it on paperstac. my guess without dropping it into any calculator would be its worth $50-$70k assuming property value is above $100k

The Fed’s moves often ripple through credit markets, and the jump in the 10Y yield has definitely hurt affordability.

How hard is it for a person with high credit score but no income, retired to get a loan?

I never run credit so I am curious to know from current lenders that deal with credit daily. 

These can be further broken down into lender closing costs and third party closing costs.Thelender closing costs can include underwriting fee, processing fee, funding fee, origination fee, credit report fee, and tax service fee among others.

That is a "vacancy and credit" imputed expense even if you don't have any.

A DSCR would be perfect for me because I have funds for down payment, I have good enough credit and my strategy has proven to do a lot more than just service the debt.Does anyone know of any good DSCR lenders that I could contact?

Regarding the screening of potential renters, I'm planning to use Zillow platform to do credit check, background check including eviction history.

U can have zero experience and just need a few bucks and a  good credit score and you can buy a home to live in or a rental.. but not development deals.. different ball game