I have $30k of stock options losses this year (multiple bad trades in a row lmao after making 35k last year off options and sadly paying a lot of tax that cant be carried forward to this years losses).

And you are using all of the proceeds from your sale as the down payment you will defer all tax.On the other hand - if you're wanting to sell your property and carry the note back as seller financing to the buyer you will either pay the tax on the note (but it will be an installment sale and so the tax will be spread out). 

Keeping those principles in mind, you can better understand why the water is flowing into some places and not others, and from there you can design sump systems/french drains/water catchment pits/gutter systems, etc. to force water to flow away from your house (for instance, a french drain will attract water and carry it away from the house.

The sky is not falling, but I agree if your carrying costs are high and owners did not budget earnings from last year to cover costs of the first slower months (Jan-May) then they are hurting. 

If you have a loss that you can't get back from investment gains this year you carry it forward.

They carry a ton of brands from high end DWR to Article to Wayfair offering discounts as mentioned.

Gold!

I start with negotiating seller financing terms, and then move towards a traditional financing situation if owner carry is not possible.

Additional units also even out the experience because when 1 unit is having troubles the other units are carrying things so that it doesn't create stress like relying on 1 or 2 units.

@George Carr I never said modular floors use OSB, they rarely do.