Regardless, I would not pursue a cash-out refinance/home equity loan/HELOC since the cash flow is minimal with your current rate. 

You think I should just keep on making minimal payments or should I go ahead and pay down the 20%.  

There's minimal info on the website and BP socials for it being opening day for registration.

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I feel like there's some pretty cheap properties out there, and with financing involved I can get in the game for pretty minimal cash-out of pocket.

Use Other People's Money (OPM) to fund transactions with minimal cash outlay, but be sure to arrange transactions sensibly and reduce risks.

I have about 60K in equity, minimal cash on hand, 3.5% intrest on the current house, and live in Tulsa OK area.

@Gilberto Ramirez III- thanks    IF you are looking for a proeprty that will cash flow  with minimal  investment - this likely  wont  happen in the KING County area...if you are  looking to  hold  it for  appreciation to happen - its a decent location to consider .   

With interest rates as high as they are the cash flow is is going to be minimal in most appreciation markets, for now, they will eventually go down, eventually.

I wanted to check how to best take advantage of NAR Settlement to minimize agent fees.