You have to kiss alot of frogs to listen to a prince at these meetings but I'm still going.

@Prince Dhillon without seeing it it's hard to tell if a sump pump is the only way to fix.

I will give Diana a buzz. 

@Diana Tian  it's almost impossible to follow the 2% rule for homes in the top 25 Markets in the US. 

So far I have heard Chesterfield, Prince George, Chester, Petersburg, Hopewell, Colonial Heights.

You sound like a prince of a guy.

Sometimes you have to kiss a lot of frogs to find your prince!

@Diana DuncanYes, Cmha provides an extensive check list of inspection items,  including items that are automatic fail (example: each window that is designed to open, must be operable, have working window locks, and have screens)Overall, the inspection itself is not so bad... it’s getting to that point.

The person who called me seems to have an accent from a country that mostly does these scams, may be he is one of the princes' there.The company is called Pacific Service Corporation with the following loan terms which sounds too good to be true:90% LTV, 4.5% interest rate within a duration of 300 monthly repayment schedule.The loan down payment is 10points (5%) of total loan amount due after loan approval and it’s refundable when the loan has been paid off in full at closing.There is no prepayment penalty.Sharing it here so that it can benefit everyone starting out new.

Its very nice to meet you Diana.