With so many Americans in debt I was just curious as to if anyone had any ideas of saving money while trying to pay their debts but I believe that the best answer is to solely focus on getting my finances in check before I allocate a dime to investment savings so that I can focus 100% on my investment goals when the time is right.

Okay.I just don't want to waste money on fruitless mailing campaigns like I've done in the past.I'm trying to find the best way to allocate my limited funds.

The fair market value allocated/prorated to the two units that you rent out must be equal to or greater than the value of the rental property that you sold.

Is anyone else frustrated with this terrible business allocation formula on Columbus' schedule Y tax form?

Take that mortgage capital and use it to re-balance to the desired stock/bond allocation.  

It doesn't take too much wiggling when it comes to assumptions about vacancy, repairs, or cap-ex allocation to turn a 6% cap into a 10% cap.  

I will do some more research on the 15 year terms.I talked with my CPA and he would allocated the percentage of interest from each property as a deduction. 

An investor is not spending any more in monthly expenses, just re-allocating it from HOA to P&I , and the benefit is more net dur to higher rent.

Active investors seek ways to 'beat the market,' while passive investors focus on the asset-allocation decision for their portfolios, and they simply use low-cost index funds to capture the full return of each asset class in which they invest.

The question is people that are predators usually do not have a nickel to their name and want to use an attorney on a pro bono (free until money is won) basis.The attorney will not take the free case and allocate their time if they believe they cannot get the insurance company to pay some money to go away or they will lose in court with a weak case.If you have someone that already has a bunch of money and is not thinking straight of course many attorneys will take their money and file knowing their client cannot win.So suing,winning damages in court,and COLLECTING MONEY from those damages are 3 totally separate things.What court does is suck away time and money and takes away from your productivity in business.You would want an LLC or otherwise just for an extra layer of protection and for tax purposes and business write offs.Your brokerage E and O you would need to look up maximum coverage,deductible,and exclusions in the policy.No legal advice