You have the luxury of being able to get into the market here.

I realize most people do not have the luxury of purchasing outright a property and financing is their only choice…but even in that choice what are the optimal level of maximizing cash flow by altering your down payment percentage?

It just takes one neighbor to complain to the city)2. 1999 was in the middle of the golden age in Utah for ultra fast/cheap construction. 3.

Miami is an ultra-competitive market.

It's hard to rent new luxury apartments in a recession.  

The new car was a luxury thing on my part just in case my 15 year old car having trouble (Which it did) I just talked to my dad.

I have 2 former primary's one from spouse now valued @90k rented for 16 yrs @800 and a mortgaged (176k balance and 15yrs to go) Luxury condo @300k leased @2k.

I am putting in an offer on a 5 bedroom mansion-style house and was thinking to finish the basement and add in a weight room.  

I would rather be ultra successful with a few properties than marginally successful with many.In answer to your question, probably a year or 2 or 3. 

Many do not have that luxury which is why there is a high failure rate for the industry.