Living room should have a bigger coffee table, an ultra-skinny table (to not block the flow coming in the door) under the TV with a bit of tablescape, more photos showcasing the living room, and if there's room take out the plant by the front door and get a small chair to add more seating to the living room.4.

I would recommend developing relationships with small local banks vs HML's you may be surprised what the Commercial lending departments can do for you, there are a wide range of offerings from bank to bank, some are ultra conservative, and other are fast and loose. ranging from 70% loan to cost to 80+% of ARV based valuations.

This last renourishment was like pulling teeth to get the army corps of engineers to do it and it's already been compromised by the ultra high tides we just went through.   

And as you pointed out, they advertise ultra-low management fees, but then sock the guests with big booking and administrative fees.  

Insurance companies group policies sometimes based on the quality of the asset pool.So I have been told before for ultra premium rates a building no less than 20 years old, all brick, and in an affluent area etc. 

@David @David Zheng's story is that if you stay ultra focused on something you will go a long way towards making it happen.

@Dennis Henderson reach out to @Violet Rose she should be able to help you out.Good Investing..

And as @Chris Mason pointed out, most successful people on BP started with a solid foundation of six figure incomes, ultra low expenses and the extreme allergy of buying things that do not appreciate over time. 

The question whether or not she's an expert is not important what is important is who the chick in her avi is she is ultra hot :mrgreen:

Now your talking an area, bay-area CA, that arguably has the nations #1 highest density of DILLUSIONAL ultra-left-wing HIGH earning tech-industry-centric persons.