My fear now is that by posting it on Airbnb I put it out for the world and I believe technically it can’t be rented separately but zoning said they would just tell her I have a permit pulled or it was just people who are renting my other place on the same lot so basically really no way to prove it.I was thinking instead of a kitchen is just rent it out 3-4 months a year with an outdoor flattop grill on the patio a nice seating area and maybe an outdoor sink.

The church wants to pay you directly so they can prove the money was used correctly and not squandered by the renter.I require tenants to qualify on their own before signing a lease.

Study your eviction laws and be prepared to act immediately.

Does anyone know what type of documentation is needed to prove the HELOC funds are used for improvements to the property? 

A single family dwelling is 1 dwelling unit. 2 or more is multi-family.LOL, need to study again.

While I search for a new job, I'm also studying to become a licensed real estate agent.

Looking these up doesn’t prove you are dealing with who you think you are.

Any claims for monetary reimbursement for medical expenses due to illnesses, discomfort, or medical conditions that the tenants may claim were either caused by or worsened by alleged mold in the home will be denied unless the claimant proves with 100% certainty with a medical doctor’s definitive diagnosis that the health problem was directly caused by mold in the rental premises, and that the manager and/or owner was negligent.

I even tried syndications (as a LP,) and learned that I can do better on my own - at least without breaking promises/making myself a victim of fraud, the latter I warned others about on a deal I was being pitched (and time proved me right.)

But all of this was when LPs were not diving deep because distributions kept coming monthly, an email was sent on a given day each month, and the only accountability needed was hitting projected returns, which was pretty easy in a bull market.Now, with more scrutiny from LPs and distributions not coming, those surface level emails are proving to not be showing much.