But there’s another option that’s often overlooked: mortgage recasting.

Would a home equity loan be a viable option in this situation, especially in regards to eliminating some of the red tape I'm running into with a refinancing an scorp-owned property?

Using a HELOC for the down payment on the second home might be an option, but lenders may require you to wait a few months post-closing on the multi-family before approving new loans.The BRRRR-style approach could work if you can renovate and refinance quickly, but make sure the timeline aligns with your lender’s requirements.

However, if you learn the different options available and then figure out what they really want, you can often negotiate a killer deal.

We want to know the best TRUST option, We have 3 rental units in North Carolina and each one of the units is on their own LLC.

We’re looking for Excel models to compare these options and calculate potential net worth in both scenarios.

Narrowing down the options will probably come down to comps and city/neighborhood specifics; things like permits.Any good suggestions for finding out how long permits are taking in certain areas?

Conventional can be a good starting point for your first properties because of the lower rates, but for entities and if you are planning to scale, DSCRs are great option since they focus on the property’s rental income rather than your personal income.

My colleagues may choose a different position.

Seller financing, subject-to deals (taking over the seller’s mortgage), or lease options can create terms that work for both parties.