It separates your personal assets from your business, providing a safeguard if any legal issues arise related to tenants or the property.

Thanks, Jim Rice in person or online?

A hybrid approach could also work—perhaps using a HELOC for reserves while saving the stock portfolio and 401k loan as backup options for future opportunities.

Networking is the key to growth...I am always down for coffee if you want to connect in person. 

Honestly your approach may be a bit rough around the edges, but actually getting out there and trying to find deals through grit and hard work is the best way to start.

I personally own in Racine, and I am expanding my portfolio into Milwaukee. 

I’m sourcing carefully and trying to approach it methodically, especially with the added layer of investing out of state.It’s good to hear advice from someone with experience.

Plus, I’m not a “people person” and I know my weaknesses. 

Welcome, Vanessa.. what's your approach to building a diverse property portfolio in Texas?

.✅ More Control – You’ll personally handle tenant screening, rent collection, and property upkeep, ensuring everything is done to your standards.✅ Stronger Tenant Relationships – Being involved directly allows you to build rapport with your tenants, which can lead to better communication and longer leases.Cons of Self-Managing❌ Time-Consuming – Dealing with maintenance requests, late-night emergencies, and tenant disputes can quickly become a second job.❌ Legal Risks – Chicago has strict landlord-tenant laws.