Look for 2 +1 options if you can live without a stove.

Quote from @Helena Goyvaerts: Quote from @River Sava: Hi Helena - This can be nuanced, but for DSCR loans there are a few options for you. 

So your only option would be a single family not in a HOA.

Very common scenario for sure, if it'd be helpful to look at some options feel free to reach out!

Recently bought a SFH (not in LLC) the price of rental insure has jumped significantly with State Farm, what are better options?

But STR has restrictions here (2 bedrooms in Raleigh) (hence the hybrid option) and there is often diminishing returns when it comes to price versus number of rooms in our market in the locations I focus on. 3 bedroom numbers often are stronger and more attainable price wise than 5 in core Raleigh.

But I would suggest exploring all options to make sure you are getting the best rate and terms.

For instance - Easter baskets, Halloween candy, fun craft beers for St Patty’s Day, tons of options for Valentine’s Day, small tree and decor set up for Christmas, etc.  

Seems like too much work for too little return UNLESS you own the property, or perhaps have an option to purchase the property allowing you to capture any increase in value.   

Viator could also be a good option to explore.