@Harsh Garg  Insurance looks like a good deal, $11.42 per month per unit.

While that's a bit harsh, I do think he has a point. 

But, when someone comes along and makes it about "me, me, me," it's easy to just ignore them and move on.While you might think my response was harsh, notice that I at least responded. 

Lets try and get this project moving a littlepost 17 - roofing After a few extra days of snow and harsh cold, the roofers were able to get the roof shingles delivered and the ice and water shield installed.

and on the renting side which has taught someone who lives in a bubble like me the harsh realities of the world.

My Market & Property selection criteria are: City should exhibit both economic & population growthB or higher grade neighborhoodMix of rental & owner occupied homes in the neighborhoodReview crime-ratesAvoid cities with harsh winters (issues with pipes, liability, salt, etc)Price range of 75-125K Thanks all in advance!

That shouldn't be how it's looked at, but that's harsh reality. 

Sorry for coming across harsh, but I still don't understand your interest comment.

New landlords are far more likely to err on the side of failing to properly enforce lease provisions -- being too lenient rather than being too harsh.  

Many precincts are VERY friendly to tenants and VERY harsh on landlords.