The seller should not be expecting you to be the buyer, or surprised when you aren’t. 

To determine price range, the first step is always figuring our how much you are pre-approved for; and that can vary significantly when you are looking at multi-unit properties because of the additional variable of rental income that can be included in qualifying.

The real estate market has shifted dramatically in recent years rising interest rates, evolving buyer and seller expectations, and fluctuating property values are keeping all of us on our toes.

They will need to figure out for themselves if they can afford the increase.

If we do a Self Storage development we expect a 400% COC return.  

You can definitely get access to the capital you’ll need, but set the expectation for yourself that it won’t be a cake walk. 

Again, interviewing multiple is a great way to figure out who would work best for you and what you're trying to achieve. 

.), I'd recommend that the residential units fully cash flow the loan as my experience is that mixed use properties are tougher to finance as most lenders tend to prefer one or the other and something in the middle gets more difficult.For example, and granted I don't know anything about the area/neighborhood, I would expect this property (https://www.realtor.com/realestateandhomes-detail/111-NW-Har...) to be easier to finance than the mixed-use property you mentioned. 

However, a few things you could do: You could talk with them & learn more of their story to figure out why their credit score is low as well as the type of people they are.

With property insurers’ profitability and trade combined ratios improving, we can expect some relief soon.