Start a level-headed conversation with the agent and have all the facts prepped beforehand.

There's a lot of macro economic conversations about "bubbles" but I think it's really interesting to compare what's happening now with 2008.  

All easily convertible back into a garage if I wanted but by spending less than 20k on each conversion I was able to receive almost all of that back within the first year and then profit year and after.

perhaps a simple conversation like that could solve things?

There is also a True Portfolio program where you can buy a Second Home with only 10% down and can have a back end DTI of up to 49%.Best to have a conversation and go over all options than to take one lenders turn down.

I think it's going to be a great group of ladies to have real estate conversations!

I'd be happy to have a conversation with you on what you're trying to do.   

The second type of zone is one that is loosely regulated (legal now) but where a lot of the conversations regarding STR's are still being had and could change rapidly in the coming years.

I have tried to bring up those expenses in a few of our conversation, and even though they are aware of those expense since they also investing themselves, they still don't include those in their analyst. 

Planning to do garage conversion in both cases and get help on mortgage Thank you for all the help and keep up the great job