i don't have a lavish lifestyle (traveling is my biggest expense and i'm still a bargain shopper at that) and i really don't have to leave an inheritance to anyone since i'm single and no kids. lastly, i can also return to my healthcare job if need be or if i get too bored.

There are vast swings depending on the price-point and target audience that is most likely to frequent your STR.In general I see locations in the "hot spots" of the urban core leading to one norm in terms of occupancy trends and those near lifestyle locations and hospitals leading to a very different set of norms.  

Goals should be lifestyle based, in my opinion.  

For those who haven't read it, Part 1 is about building up your first $25,000+ in cash or equivalents through a frugal and economic lifestyle, or as David Greene would describe it, through good defense.Now that I've gotten to this point, it's time to move to Part 2, which is using what I've saved up to start building up income producing assets and scaling my income so that I can go from $25,000 to $100,000 in net worth.

Asking for budgeting considerations but also to see how others have integrated traveling to their properties with their lifestyles.

With things growing, I really want to leave my 9-5 job to focus on my investing business.I currently live a pretty cheap lifestyle, so I only need about $30,000 annually to live very comfortably.

So you shut your hole, and you keep your friend.Sometimes, the difference in your lifestyles forces you to speak.

In the future, we plan to be more conscious about cheap and affordable style choices.

I forced myself to be cut back the lifestyle when I decided to get into real estate and I cut my lifestyle to be 25-30% of my monthly income.

I would lock in a FIXED rate now, if you can.Obviously, whatever money you pull out and spend on living expenses is money you cannot put to work and invest in real assets.So, using the equation Assets x Return = Lifestyle, you should consider if paying for living expenses now is worth delaying financial independence in the future.Wishing you all the best in your future endeavors.Ken