A, B, C+, C-....

I got a CC at 18 and used it for all of my basic expenses and it allowed me to qualify for a great interest rate when I bought my first property at age 21.

I circled this back to the tenants in email (cc the plumber who was chosen by the tenant).

I generally don't like these posts because down where I am in C/C- class properties, most of my difficult experiences with tenants come from people who are undergoing genuine mental crises.

Do background and CC on all of them.

- near zero revolving debt: cc cards- no auto loans But very importantly of our rentals with mortgages, ave DSCR is 2.0 to 2.5 ish.

Of course COVID is making things more difficult when dealing with new appliances and shortages at the big box stores, but we're managing by paying a premium for our appliances from smaller appliance stories with more in-stock stuff and resilient supply chains.I'm not in student housing, although I currently do rent to students at one of my properties.My rentals are almost all strictly single-family C/C- class, hovering above what I see as the D-class divide in my area.

So I changed the offer to apply seller credit to closing costs, which they accepted and brings my CC down to about $1300.

Instead, why not use quickbooks and link my CC and bank charges and it will import each transaction and i can assign the right category to it?

The DP & CC come out of the equity in the home and it can still put cash in your Dad's hands if that is a need.