So, I wanted to check them out and fire a few as well as spend a little time with my 9mm and the .22 target pistol so I could stay sharp.Twenty years ago I shot competitively but not any more.Are there any others here who regularly shoot?

Underwriters have to hang their hat something tangible to overrule accepted guidelines...and that's what you're doing...asking for an exception to the rule.If you can give them "improvements" with receipts as the pin to hang their hat on...you have a decent shot at them waiving the seasoning rule.Other than that ....I can't think of any legit way...

The sellers shot themselves in the foot by complaining to the lender.

This may sound ridiculous to you, yet to me I do not understand it.What is the Logic of putting your mug shot on everything RE agents do?

Sometimes it takes some research to find the banks, and they may have already assigned an agent and it just isnt on the market yet, but it will still give you a shot at it first.

I have the cash for a down payment on a small apartment building (6 units or so) but my credit is shot.

Well before I pay a RE attorney $1,000 to fill out a piece of paper for me, I thought I would give this a shot.

They do this to build a brand around their head shot.

It is funny how you just do not get to keep ill begotten gains Please enjoy the Irony PS, they will not get a shot in the arm from retiree's http://www.bloomberg.com/apps/news?

Might not be the one you want, but I will take a shot at it.Now that you are in this situation, lets see how we can help.You should try and go back to the HML and ask them for an extension because of the circumstances and situation.Find a family member or friend who will be will to loan you the money with EXTREME stipulations.Also go back to your dad and explain to help truthfully what you have done and see if together you and him can put your heads together and come up with something.