Working with a mortgage broker who specializes in investor programs can be helpful for better terms as conventional loan product lenders generally don't have the best DSCR terms.More info on DSCR loans: DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

I actually helped a fellow realtor finance a STR in Johnson city and she seems to be doing very well.

It is actually just a tool to create the already mentioned accelerated depreciation.

I put property taxes 6k/year on each(Even though that's way higher then what it actually is, but the county tax estimate says its around that much for each) and for insurance, I just put 1,100/year on each.If there's more info needed let me know.

I chat with each and every guest wanting to book the place before they actually book it.

Any laws against repaying the loan in stocks instead of actual cash?

I've actually enjoyed living in this high-density neighborhood -- more privacy than an apartment or townhome, more social and walkable than a suburb. 

For me, and I know it adds some complications, but I actually wanted to separate my business accounts from my personal. 

I am affiliation-free, you won't find many on here like that so I can actually write that.

Instead of seeing this as an opportunity, people like you get offended, and their egos are hurt, so to defend it they will instead of accepting actual data, try to manufacture and manipulate the narrative to construct a realm where they could still be right regardless of where or not it is right.