This could be done through a "subject-to" deal, where the buyer takes over payments on your existing mortgage while you provide financing for the remaining balance.

I have been a passive remote landlord throughout the time, thanks to my agent and nice tenants over there.We have almost enough cash to pay off the remaining balances of the mortgages but obviously we want to use it in a different way.

As for how they know they’re getting a good deal, some of these sites that allow you to list your tradelines and match you up with renters/borrowers (or however you wanna refer to them) will list out the details of the tradeline that matter such as how long the credit line’s been open, the credit limit, balance on the card and your credit score.

You'll be able to take out half of your vested balance though, so not a ton.If you liquidate it, you're going to have to pay 10% (assuming you're under 50 years old) + taxes owed if it's pre-tax.So maybe a combination of the two using a HELOC on the equity.Is the 401k in the Roth portion by any chance?

The HOA, had a balance of $195k at the beginning of the year and is expected to have $207k by year end.

A balanced approach might be best: consider contributing to your Roth IRA to ensure you're benefiting from its tax advantages, while also starting small with real estate investments that require minimal capital, such as house hacking or partnering with other investors.

When it comes to higher interest rates, how are you advising investors to balance that with their overall return on investment?

With major investors making moves in downtown Dallas and surrounding areas, it raises questions about how these developments will influence the overall market.I'm curious, how do you see the balance between urban and suburban growth playing out in the next few years?

We just had a 100+ portfolio fall apart because of silent seconds upon refi to achieve a bail out. 

The full balance including all daily late fees and NSF Fees were paid just days later.