It sounds like you've experienced the dilemma a lot of us do - that what you do to pay less in taxes (reduce income, accelerate/increase expenses) ends up hurting you when it comes time to apply for a loan.The good news is that if you own your own business and know you want to start usingou bank loans, you can start making yourself look better by increasing your salary, etc.Once you feel more comfortable with RE investing you also definitely might benefit from looking into a Solo 401(k) - but I almost hesitate to mention it because at this point it could just complicate your life and distract you from learning more about RE.

I would recommend accelerating your timeline on reselling your property. 

For commercial loans with slightly higher rates, acceleration clauses and 5 year terms based on a 20 year amm....yeah, i will sometimes pay those down faster depending on several factors.I operate on a range of scenarios depending on the property and the financing as mentioned above.  

And even if you just sell, then the fact that you deferred it for so long and get to pay the tax rate for long term capital gain instead of as regular income, its still such a huge tax advantage its silly.And if you want to set your properties (must be done at acquisition) to use accelerated depreciation, then you can negate even more income in the early years.

I would accelerate my car debt payoff immediately.  

(around $300 in lawyer fees for me, anyway)Every note from an institutional lender will have an acceleration clause (due on sale)...this means that if you transfer ownership of the property, the lender can call the note due...this is what you will be doing when you xfer the ownership back to the LLC once you complete the re-fi (odds of the lender calling the note due are zilch, but I have heard of it happening)...unavoidable risk with owning property in an LLC and using BRRR...

Most vehicles are 5 year assets according to the Modified Accelerated Cost Recovery System (MACRS) so they get depreciated over 5 years with 200% declining balance. 

The other option is to consider accelerating pay off of these two mortgages over 5 years and have $50,000 in annual income coming in.

What's important is to look at what markets are growing and developing at a faster rate, where is the higher return on investment, and what trends are not diminishing but accelerating at an exponentially faster pace more so than any other market?

I am new to the entire flip thing, i have been investing rentals for 13+ years and wanted to try flipping out to help accelerate my payoff on my current rental portfolio.