Heck, even agents might be gone by then too. The

@Dave Skow this makes a lot of sense too...the rate might end up being a bit less than 5.125% since LIBOR has been going down lately. 

I decided not to pull the trigger as I didn't want to invest in the new machines, but I like the fact that they run their system off blue tooth so you don't have to have internet you pay for. 

No one can predict what markets will do, they can only use an educated guess and that can be hard to get too. The

This is of course an exaggeration and a stereotype, but as others have pointed out, there's a tooth-busting kernel of truth to it.

I'm new here too.  The

I am looking into that area too , the downside is the growth rate is very slow there for old houses, and usually your big money coming by appreciation of the real-estate more than from cache-flow . 

Another time I fought tooth-and-nail was because their records showed the property as a SFH and the listings, tax records, zoning, and personal knowledge showed it to be a 2-unit.

., Texas and Florida).I think if you're not tied to a particular area, or willing to invest out of state and really do research and stay on top of your investments, it can make a huge difference in your financial future to explore where economic trends are really in your favor (sometimes called "emerging markets").They say it in the stock market and I think it's true of real estate too, "the trend is your friend" - as long as you're not catching the very end of it, I think it's (appreciation is) a huge factor in real estate success.

@Micah WatsonIf an option is to rollover to an IRA, then that would likely be most productive as you would not have erosion in value due to taxation.A self-directed IRA can invest in real estate in many ways.