Let's break down the situation and explore some potential solutions:Mortgage credit score is the credit score used by lenders for mortgage loan approvals, influenced by factors such as credit history, debt-to-income ratio, and employment history.

I cannot say for sure, you can check them out www.streamlinevrs.com.It is more based for PM's to service multi owner situations, it sounds like you may be asking/looking for a solution that is employed by the owners themselves to track performance and use?

2- If I employ a full-service property manager to handle tasks such as cleaning, maintenance, booking, and guest communication, while I focus on business aspects like property search, renovation, decoration, bookkeeping, and supply procurement, would this still qualify as material participation or could it pose a risk?

My LLC for PM would be taxed as a sole proprietorship unless I had other employees, which would equate to being considered just another source of regular income for me, meaning the $1000 I paid would be taxed at my individual income rate (25%) for a total of $250, meaning I would still only keep $7500.However, if I had more than just myself employed by the LLC and made less than $50k/year, I would only be taxed at 15% on the money I allocated for PM, or in this case, $150.

I have long thought that the NAR as well as State and Local Boards and MLS’s that I have been a member of were bureaucratic cash grabs that existed solely to employ those among us that were not talented enough to actually sell real estate.

I made it clear to my employer 4 years ago when I started REI that the real estate came first and if I had to take an emergency call I would.

Is Amazon placing a new distribution center near your rental market or did the largest employer in the community just lay off half the work force?

I will call their colleagues, their broker, I've even called their previous employers. 

You will have to pay self employment taxes etc.

Rather than waiting for a "home run," think about beginning with a more cautious transaction, getting real-world experience, and then progressively growing your portfolio.You can employ house hacking as a strategy since you qualify for a VA loan.