When you say professional quote do you recommend just paying a trusted contractor to do a walkthrough or do you first recommend getting an inspection to figure out what’s fully wrong/needs to get fixed before bringing in a contractor?

Is there anything wrong with me (legaly - he also bought the same stock and made 5x more than me) and is willing to take on cap gains as a thank you for me.

EVEN THOUGH EVERYTHING WENT WRONG THIS YEAR IM STILL OPTIMISTIC MY CONFIDENCE ISNT WAVERED AND IM MORE DETERMINED TO REACH MY REAL ESTATE GOALS I SAY THIS TO SAY NEVER GIVE UP !!!

IF that is the case full stop - yes you are paying for something called insurance but if you have a claim the company has the right to pretty much deny coverage for having the wrong type of policy.Landlord policies are higher cost but for a reason - there is a different and increased level of risk when the house is not owner occupied.Talk with your agent and get all the details sorted out. 

In cities desperate for revival (Rochester and Binghamton are high on that list), this is the wrong move. 

This will reduce your risk and cash invested and if something goes wrong you wont be bled dry with never ending repairs.

Don't get me wrong, buying subject to is legal, but you actually do need to know what you are doing.

There's very little way to go wrong here since the alternative is paying to live somewhere else anyway. 

For the bedrooms and bath, choose colors from the rug, and use them, you can't go wrong! 

@Elizabeth KingYour accountant is wrong.