A variation to bank financing for the amount of the balloon payment would be to finance as much equity out of the property as possible.

Really happy with how it turned out - it looks natural and there aren't huge color variations like a lot of current options. 

I see a lot of projects in places like Indianapolis, Cincinnati, & Charlotte and there can be variations in costs, especially on the material side.  

Since there was a tight profit margin as it was, this left little room for any negative variations.

Some lenders are happy to do a "rate and term" refi with no seasoning...but that is a variation wherein you take no cash out.

https://www.biggerpockets.com/blog/make-100k-year  I've been using a variation of it as well.

I acknowledge that this question has surfaced multiple times on this forum, but given the current interest rates, there might be some variations in the situation.Our intention is to acquire a new property for an upgrade.

If you don't itemize you would pay tax on the savings account while paying off your mortgage wouldn’t cost you any tax savings, a tiny variation that makes paying off the mortgage “less bad”.

What the lender is likely looking for are things that if the "co signer" isn't involved, will the payments still be paid.Most of the lenders wanted 3 lines of credit that had been open at least 6 months and were used monthly and always paid on time.Since I worked for a mortgage broker, we had access to over 300 lenders and there was a lot of variation on what lenders would accept.

@Nik FridGoogle “Annual Property Operating Data” form or some variation of same.