When they complete this you'll receive their credit report, and a background check.From there you'll have good insight to their 'level of fiteness' for your property.Shahin

@Avani Patel If it hasn't been created yet, if someone were able to do that at the property level, they'd be a gazillion-aire!

It may feel cumbersome, but their diligence reflects the level of security and service you can expect once onboarded.

So... do I still need to check PH level.?

I'm starting out at level 0.

See theolivejar(dot)co for her website.She is an LA-based STR designer who has helped a lot of clients get to the level they need to.

I don't know if this is a newbie but if so, they are ahead of the curve in regard to most mid-level investors.

It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residenceGood Luck & feel free to PM me if you have any questions. 

You'll likely need a higher down payment if you can find anyone willing to finance something like this as a first time investor; many require some level of rehab experience at the very least.

Determine your comfort level with the potential risks associated with cash flow fluctuations, especially if you choose a DSCR loan.Consider your personal credit situation and whether qualifying for a QM loan is straightforward due to your financial profile.Think about how long you plan on holding the property.