So In SIMPLE terms; you are stating that REGARDLESS of whether the FULL $60K in funds paid to the Seller for the OPTION to buy the home at $300K is APPLIED towards that $300K "Strike Price" reducing the remaining amount due to them to $240K OR if only $30K of the $60K in funds paid to the Seller is APPLIED reducing the the remaining amount due to them to $270K - the Tax Treatment for THEM (the seller) is the SAME on the $60K paid for the OPTION ?

I have heard that heat treatment can damage silicone seals in plumbing.

Be a great landlord, provide timely communication, responsive maintenance and fair treatment.

Some of my properties on the beach also have a dry wood termite warranty and treatment plan.

I really do think that good screening and honest / fair treatment of tenants regulates a lot of the issues that people seem to have down the road. 

It is often considered waste water and needs to be drained into an area for treatment.

All income to a traditional IRA has the same tax treatment and any earnings will be considered regular income when distributed - whether from stocks or real estate. 

I've filled out the 1040 Schedule D Tax worksheet 3 times and each time have come back with it being taxed at the marginal rate of 32%, with no particular special treatment, based on the flow of that worksheet I don't see how it could be any other way.I have read many, many, many, many, many threads on this forum mentioning the recapture being taxed up to 25%.

So if anyone out there wants a guaranteed return of 7% and wants to do seller financing let me know 😊 I’ll be happy to take care of all the headaches and set you up with a stable income.When I retire, instead of owning my homes outright I plan to cycle taking cash-out refi on them to re-leverage, live tax free on the loans, and let the tenants pay them down again.Regarding debt, If it’s at the same interest rate and terms (and ignoring different potential tax treatment) all debt is the same.

There is also termite presence potentially since treatment was done and other issues that I am thinking will be around 8-10k.