Pictures and listing text won't show you a failing roof, soil pipe, wet basement that is currently dry, etc.

A Phase I site assessment is a non-intrusive site investigation and does not typically involve the sampling of soil, air, groundwater, and/or building materials.

Great opportunity to see the flooring underneath and make repairs if necessary. 

What if there’s ever a pipe leak or something , wouldn’t water get underneath the LVP?

Dirt road wont cut it.. you will need at the very least gravel and depending on soil type you may need to put down big rock first like 3 inch then build a base of 1 inch minus on top of it so you dont sink. 

pricing is going to be determined by location for instance I suspect in Texas with its famous soil and foundation issue's it probably more money.. 

Well the FSM must just do a walk through, did not crawl underneath the house to check under the insulation for plumbing pipes etc. and now we are waiting since Nov. 10th for the FSM to go back out and assess the damage for a possible credit. 

**PITI is $522 a month (2%interest rate)** Actually cosmetically ready for renters and appears fixed up.On the inspection report the plumbing failed and it mentioned shifting soil in the foundation report. 

The tank size doesnt matter as much as the perk rate of the soil .  10 gallons goes in and it displaces 10 gallons into the drain field .

If the tiles grouped together have a continuous hairline type crack in it there could be a problem with the installation of the substrate underneath the tiles, simply replacing the tiles isn't going to fix this.What made you decide to inspect a 3.5 year old roof?