@Asher M.Possible, yes but like your lender pointed out it's going to be difficult to pass the self-sufficiency test (SST) for a legal 3-4 unit property.

Your best bet at this point may be to dig some test holes in the basement and see where the footings are.

Often times someone passes their NMLS test, hangs their license, does a few Fannie/Freddie deals, then tries to get into investor lending.

Quote from @Samuel Kim: Hello i am a doctor who wants to use cost segregation/bonus depreciation on my 9 rental houses, my home maker wife wants to meet the 750hr test to obtain real estate professional status and material participation.

Years.A poor agent can 100% blow apart and ruin even the simplest sale in the hottest market. 

🚀 24-Hour Case Study: Free Co-Living Marketing Strategy That Generated 695 Contacts & 15 House Tour RequestsHey BP Community,Wanted to share a co-living marketing strategy we tested that brought in some seriously impressive results in just 24 hours—completely free.📊 The 24-Hour Results:✅ 695 New Contacts✅ 100% Email Open Rate✅ 15 House Tour Requests✅ 2 Applications Submitted🔥 The Strategy: Livingsmith Partnership Database ApproachOn Friday, January 24, 2025, we launched a simple but highly effective outreach approach to attract potential tenants and partners.

I'm testing with the California addresses you put in there at the bottom.import requestsfrom geopy.geocoders import Nominatimimport jsonimport timeAPIFY_API_URL = '' # Plug in the provided API URLdef geocode_address(address): geolocator = Nominatim(user_agent="redfin_scraper", timeout=10) # Increased timeout to 10 seconds try: location = geolocator.geocode(address) if location: return location.latitude, location.longitude except Exception as e: print(f"Error geocoding address {address}: {e}") return None, Nonedef search_redfin(lat, lng): search_url = f"https://www.redfin.com/stingray/do/location-autocomplete?

I did a test to see interest at $3,000 that got some good candidates, but didn't take them through the whole qualification process because it's not ready to rent yet. 

However, after waiting and testing again, the backup reoccurred.At this point, the plumber snaked the line from the cleanout towards the city’s main sewer line.

Small-Scale Testing:If you're uncertain about diving into a larger project, you might want to test them with a smaller loan to see how they handle the process.