If saving 20% and building direct is worth it to you I'd recommend it.

I saved up from my W2.

Most propane suppliers will offer a discount if you purchase your own tanks outright, I save around $1.00 per gallon.

Save related articles to the cloud for reference. 2. 

Would you be able to send me info?

I would great appreciate more info in order to make a more educated choice.

I currently do not have enough funds to fund a down payment and am trying to find the most efficient way to save.

Its not tricky, it just takes discipline to save $.

That shows real estate can be possible for anyone; in my opinion, I know everyone has unique and challenging situations, but in principle, anyone who can follow some basic budget fundamentals can save up enough for a down payment.Grateful BiggerPockets continues to bring more people into the industry!

These were investments, the value of the assest are there, its the liquid that ran short and had to resort to credit cards to fix up the propertyYou spent $50k from savings, borrowed $50k from a 401k, and are paying it back over five years at around 7.5% interest, then borrowed another $40k from credit cards and are paying that back at around 8% interest, maybe more.