Right now, the best offers around me are for some 1.3-4 million, that only generated around 100k per year gross, so there would be a high chance of not cash flowing, and paying money, especially with a commercial loan (these buildings have more than 4 units).I was thinking that although the rental itself does not generate money, I would be able to deduct the mortgage interest, and depreciation from my personal w2 income and would be net positive.

But chances are, if you show her you’re being reasonable, she’ll see it your way.Let me know how it goes - I’m here if you want to bounce more ideas around!

We’re working in a smaller market like Cornelia, GA, where comparable sales data can be limited, and want to make sure we present a strong case to lenders.

Some kinds of auctions allow you similar protections as a traditional sale.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

You are essentially doing a partial sale of your home.

Then, gather evidence like recent sales of comparable properties to support your case.

@Zach Denny - I agree - chances are the institutional lender won't be comfortable with an owner-financed 2nd and 100% combined loan to value.

@Jaycee Greene half off the sales price.

Why would someone buy now and make little money for the chance that the rates will adjust later?