Quote from @John Burke: Quote from @David CherkowskyNot necessarily that you'll have to bring money to get the LTV down but you will have closing costs on the new loan that you should be able to roll into the new loan.Do you have other debt that you can pay off to get your DTI under 50% instead of putting 20% down? 

For $10K, they will have to hire an attorney and roll the dice on a judge.

But once the payments start rolling in like clock work you forget about the initial crawl.  4.

The hardest part is finding the right people  to talk to i.e sellers, lenders, contractors, and not stopping until you find them the rest will fall into place because you have thw info in your head and a mentor(jerome) that will guide you when you get your deal rolling.

He is the kind of personality Floridians roll our eyes at.

But that's just me I guess.Now Travis knows someone who would regret that.Haha, I hope you both can roll with me here.

See if you can roll anything into zero interest cc and knock off the higher interest stuff.  

My CPA also has an investment we got in with double digits returns that we rolled our IRAs into but you could probably put cash into if you would want to live off of it before retirement age.I would never recommend someone stay in a job they hated just for the money.

I stay away from curtains as they can get dirty easily but I update the shades themselves to something nicer (plantation or shutter like shades or good quality roll down shades - black out in the bedroom).

Roll them all up and the averages are:purchase $154krenovate $47Ksell $232kThese are gross numbers, not including closing costs, borrowing costs, holding costs, licensing and permit costs, G&A, overhead, commissions, forward rate buy-downs, and lease-up fees, to name a few of the many expenses incurred.