What states would you guys suggest, I was thinking around the greater lakes region, or maybe Texas 

We are all confused about what role a private lender plays, so here is a quick and dirty explanation.Unlike prime lenders (ex. big national and regional banks like Chase) that underwrite both the borrower's ability to repay the loan and the collateral (ex. real estate), private lenders make lending decisions based on the collateral. 

They put out fake news articles that they write themselves and have it automatically published using PR websites that push anything and everything regional news websites that instantly are published with review. 

So common that we also have STR-PM's across the urban Twin Cities, but it's driven because of the Lakes Region, the ski resorts, etc.. 

I have been in touch with a couple US based ones that lend in region.  

On that topic I completely agree with you Scott, @Mark Miles has done nothing but bad mouth the Pocono region for years now!

Due to past poor management of the environmental infrastructure, the river has become illegal to swim in in certain parts, and after rain falls the entire river is off limits to swim or fish in due to the heavy amounts of pollution ending up there that the city has not had the infrastructure to deal with in the past.But this all began to change in 2017, when the Virginia General Assembly passed the largest infrastructure project in Alexandria's history to make the Potomac River swimmable, and fishable by the year 2040, and they have made significant progress recently with the completion of the 2 mile long, 100-foot deep Waterfront Tunnel named Hazel.Named after environmental activist Hazel Johnson, the Hazel Waterfront Tunnel will prevent millions of gallons of combined sewage from polluting the region's waterways.

The Market Context:The area I’m working in is not a large metro but a poorer region where issues like food insecurity affect 14–20% of the population.

I opened a business checking account with Regions.

Realizing that i will have to pay to foreclose on the landlord, make tax/insurance payments. what should i offer this small regional bank?